Local Roofing Company Combats Insurance Claim Issues Using New TechnologyHigh Impact Construction
Most homeowners who use a trusted roofing contractor automatically assume that their new roof is installed to code and warrantied by the roofing company manufacturer. However, Garrett Kurtt of High Impact Construction discovered this was often not the case. As a result of this discovery, Kurtt has begun fighting for his clients and created a website that will provide the answer to the problems that he is now facing as a result of the insurance companies current storm damage claims practices.
Kurtt’s company, High Impact Construction, was replacing storm damaged roofs in many different municipalities and noticed a disturbing trend. The insurance companies were not writing proper estimates to include building code requirements. When Kurtt confronted the insurance companies, he was told that building code requirements had to be “enforced” in order to be included on their estimate.
“Essentially, the insurance company knows the speed limit is 55mph and that it’s OK to speed because the speed limit is not enforced very stongly,” says Kurtt. Homeowners are believing that the insurance company is paying for their roof to be replaced up to all building codes and include a manufacturer’s warranty. Unfortunately, these insurance company’s practices are leaving homeowners with roofs that are not installed to local building code requirements and therefore voiding the manufacturer’s warranty.
In response, Mr. Kurtt stated that insurance companies usually blame that it’s too difficult to track municipality codes and train their field adjusters to know them. As a result of discovering the insurance companies lackadaisical approach to claims handling, Kurtt’s company, High Impact Construction, launched a new website that promises to reduce the headache of roofing estimates and give homeowners greater peace of mind.
The site, oneclickestimate.com, is the brainchild of Kurtt, who realized that the estimating process is inefficient, unreliable, and lacked the inclusion of local building code requirements of the different municipalities. Best of all, Kurtt’s new estimating process uses aerial technology and geolocation to accurately estimate roof replacement cost (including building code requirements) without even needing to visit the property. Oneclickestimate.com is able to deliver a roof estimate to anyone living from Denver metro to Aurora to Castle Rock to Westminster and beyond.
Kurtt’s focus was on building a service that was fast and easy to use for any homeowners. With just a few basic pieces of information anyone in the Colorado Front Range can receive a roof replacement estimate within 48 hours. “Using cutting edge technology such as aerial imagery and aerial measurements, we can create an estimate without ever setting foot on someone’s roof,” Kurtt says.
The advantages to the homeowner are huge: The estimate request can be entered directly into a phone or tablet, and there is no disturbance to the household’s routine. In addition, Kurtt hopes this technology will assist the insurance companies and homeowners in knowing that the roof is both estimated to code and will be completely covered by manufacturer’s warranty.
Hiring a Roofing ContractorStellar Roofing and Solar
When it’s time to select a roofing contractor, remember that all roofing contractors are not alike. A new roof is a big investment. Take your time and make a smart decision. Use good common sense and follow these guidelines.
· Know that anything you sign — no matter what you are told — is a binding contract! Make sure the agreement includes cost, type of material, warranties and payment terms. Do not make any verbal agreements nor sign a contract that does not have a cost!
· Don’t pay for work or materials in advance. Never pay in full for a job that has yet to be completed to your satisfaction.
· Don’t proceed without the contractor’s proof of workers compensation and general liability insurance. Check with the insurance company to see if it’s still in force.
· Avoid hiring a storm chasing roofer since they may not be around to honor warranties. TeamDaveLogan.com means local roofers with good reviews.
· Contact your Better Business Bureau to see if there are any complaints on file against the contractor.
· Ask the contractor for a copy of his license and make sure a permit is pulled before work begins. You may want to verify this information with your city or county and see if there are any complaints on file.
When to Replace Your Roof
Of course there are the obvious signs it is time to replace your roof, like if the inside of your home gets just as wet as the outside during a rain storm or if you can see the sun when you look up in your living room. But how do you know when to replace your roof if the signs aren’t so obvious?
Below are a few helpful tips:
- Asphalt shingles usually have a life cycle of about 20-25 years. If it has been about that long since you have replaced your roof, it might be time to send an expert out to your home.
- If all your neighbors are replacing their roofs, it might be a good idea to do yours, as it will help maintain the value of your home. It may also be a good indicated that your roof might have reached the end of it’s life since most homes in neighborhoods are built about the same time.
- If your roof is functional, but perhaps has some stains that are affecting your curb appeal, it might be time for a new one, especially if you are looking to sell.
Winterize Your Roof
TeamDaveLogan.com Like everything in your life, things last longer if you maintain them! Roofs are no exception. Want a tip on winterizing your roof? If you feel comfortable on a ladder, get up on your roof and check all the flashings. Flashings are the metal parts that roofers use to waterproof the interruptions on your roof. This includes places like around the chimney, around pipes, skylights, etc. If you see a problem or have a leak in your roof, call one of our pre-screened roofing contractors to repair your roof. An ounce of prevention can save you some even more expensive repair bills later if your roof leaks! Find a roofer
Clean Those Gutters!
TeamDaveLogan.com Denver is known for heavy snows and ice is no stranger either. Be sure to clean out your gutters before the first snow flies. If we get a heavy snow, or should we say WHEN we get a heavy snow, your gutters will become extremely heavy because of the leaves. The extra weight can actually cause your gutters to come off the side of your home. Clean your gutters today!
TeamDaveLogan.com Twice a year, you should check on your roof. Picture this, you have a roof repair that you don’t know about. Denver is hit with a heavy snow. It of course, melts off the same day and that water is now coming into your home except it’s in the attic and you don’t see it. Not only could it be ruining your insulation, your ceiling drywall, but left unattended, it can also create mold. Bi-annual checks on your roof will help mitigate this damage. We also get a lot of hail. If your home has been subjected to hail this year, call one of our pre-screened contractors for a free inspection. They’ll tell you if you have damage and what your options are. Find a professional roofing contractor!